I have been someone who tries to live a righteous life, at least.
I know sometimes I do make mistakes in life, I have tried stealing *oops* but yet, i think it's not right to 'owe' people $$. Let's live our lives 'debtless'.
Some people thought that I would have areasonable amount of $$ to study at MMU.
No, I think my family comes from the lower average income group.
At least I tried to minimized their burdens by applying for PTPTN loan.
I was not even a bright student.
I wont get any scholarships ( I saved my postages not applying for any).
And, I am far away from being a First class honors student.
So, forget about waiving the PTPTN loan.
I started paying probably in 2001 (very the chuan chuan plus paying my own malaysian cheapo car, Iswara - Proton Saga).
I needed a car too.
And now, after paying for XXX no. of years (yes, i'm very old already), I'm proud, at least, the 'Admin Fee' has dropped from Rm100++ to just RM24.70.
So, pay up your loans la PEOPLE!!!!
Unless, you feel that you deserve to get that $$ from the government, then, I've got nothing to say.
Maybe I need to borrow second time for study (again), since the economy is so bad.
I don't think I have anymore 'cash' to pay my loan if I'm out of job.
Very healthy balance now.
( I hope PTPTN would waive my loan fees for posting this entry :D, but *dream on*)
** from a proud, faithful PTPTN payee **